Bad Credit Financing for Palm Desert, CA, Car Buyers

Bad Credit Financing

Unicars Honda Proudly Offers Alternative Financing Packages

If you're shopping for a pre-owned Honda around Palm Desert, California, and require financing to get you into your next vehicle, then Unicars Honda is here to help. We proudly serve Indio area motorists with financing assistance, including those with sub-prime or bad credit scores.

Applying for bad credit financing can be stress-free when you choose to team up with our Indio, CA, Honda dealership's in-house finance department. Our seasoned car finance specialists can assist with the entire process, from the application process and reviewing your credit rating to going over any auto loan options available to you.

We welcome you to learn about sub-prime auto loans and how our finance specialists can help you upgrade to a quality used car when your credit rating is less than ideal.

What are Bad Credit Car Loans?

Bad credit car loans provide alternative financing solutions for motorists who otherwise would not qualify for an auto loan through traditional lending packages. A driver's credit score is a vital factor in determining eligibility for auto financing, and if your credit rating is on the lower end, you may need to seek a sub-prime auto loan.

Whether your rating just recently took a hit or you have been working to rebuild your credit score for a while, a bad credit car loan could be your answer. Upgrade to a quality car and improve your credit standing over time by obtaining alternative financing assistance today.

Things to Consider When Applying for Sub-Prime Auto Loans

Your credit score isn't the only factor at play when you apply for bad credit financing. When you work with the finance pros at Unicars Honda, we'll review various aspects of your credit application to determine your eligibility for a used car loan.

Our finance staff will review your:

  • Credit history
  • Debt-to-income ratio
  • Available down payment
  • Any vehicle trade you may have
  • The type and price of car you want to finance

Since your credit score is a key factor in the application process, we encourage you to obtain a current copy of your credit report; that way, there won't be any surprises once you apply.

Keep in mind that providing a larger down payment may also improve your chances for financing approval. If you don't have cash on hand today, trading in your current car could help you provide that greater down payment.

Your Stress-Free Financing Process Starts Now

Our dedicated finance department has worked with Coachella Valley drivers facing all sorts of setbacks, including:

  • Foreclosure
  • Bankruptcy
  • Repossession
  • Divorce
  • Missed payments

So don't hesitate to apply for auto loans here at Unicars Honda, even if you are unsure of your credit situation.

Our car finance experts will work to locate affordable financing options on your behalf. Plus, we'll gladly go over your credit rating and the factors that contribute to it so that you can get a better picture of your financial standing.

Remember that you can always reach out to our finance folks if you have any questions about our bad credit financing process.

Dealer Information
Unicars Honda 78970 Varner Rd Indio, CA 92203 Get Directions
Sunday:
10:00 AM - 8:00 PM
Monday:
8:00 AM - 9:00 PM
Tuesday:
8:00 AM - 9:00 PM
Wednesday:
8:00 AM - 9:00 PM
Thursday:
8:00 AM - 9:00 PM
Friday:
8:00 AM - 9:00 PM
Saturday:
8:00 AM - 9:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 6:00 PM
Phone: